curl -X POST https://baas.alfabank.ru/api/smart-loans/jp/v1/loan-applications \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'\
  -H 'Content-Type: application/json'
  -d '{
  "dealId": "c5f72949-0e9a-41bf-a16d-a34b938f41ef",
  "borrower": {
    "individual": {
      "legalInfo": {
        "inn": 770778659011,
        "contactPhone": "+7(916)545-00-00"
      }
    },
    "legal": {
      "legalInfo": {
        "inn": 770778659011,
        "contactPhone": "+7(916)545-00-00"
      }
    }
  },
  "partner": {
    "numberOfInteractionDays": 149,
    "startDateOfInteraction": "2022-05-01",
    "transactionsInfo": {
      "transactionsMSBSumList": [
        {
          "sum": 1000.15,
          "date": "2022-05-01"
        }
      ],
      "transactionsMSBQuantityList": [
        {
          "quantity": 15,
          "date": "2022-05-01"
        }
      ],
      "transactionsMSBAvgSumList": [
        {
          "sum": 1000.15,
          "date": "2022-05-01"
        }
      ],
      "minSumTransactionMSB": [
        {
          "sum": 1000.15,
          "date": "2022-05-01"
        }
      ],
      "transactionsMSBMaxSumList": [
        {
          "sum": 1000.15,
          "date": "2022-05-01"
        }
      ]
    },
    "sellerInventory": {
      "inventorySumAndQuantityList": [
        {
          "sum": 9000.25,
          "quantity": 2,
          "date": "2022-05-01"
        }
      ]
    },
    "sellerQuality": {
      "sellerRatings": [
        {
          "rating": 3.98,
          "date": "2022-05-01"
        }
      ],
      "returnedQuantityList": [
        {
          "quantity": 12,
          "date": "2022-05-01"
        }
      ],
      "reasonForRefundList": [
        {
          "reason": "Какая-то причина возврата или не выполнения заказа",
          "date": "2022-05-01"
        }
      ],
      "goodsConcentrationLevels": [
        {
          "concentrationLevelOfSum": 23.5,
          "concentrationLevelOfQuantity": 53.2,
          "nameOfGood": "Товар называется так"
        }
      ]
    },
    "premiumAccount": {
      "hasPremiumAccount": true
    },
    "delay": {
      "loans": [
        {
          "overDueDate": "2022-05-01",
          "duration": 12,
          "sum": 10000
        }
      ],
      "goods": [
        {
          "overDueDate": "2022-05-01",
          "duration": 12,
          "sum": 10000
        }
      ]
    },
    "procuredGoodsInfo": {
      "categories": [
        "Категория 1",
        "Категория 2"
      ]
    },
    "feeList": [
      {
        "sum": 3000000.76,
        "date": "2022-05-01"
      }
    ],
    "transportedGoodsInfo": {
      "deliveries": [
        {
          "date": "2019-08-24",
          "transportedGoodsVolumeAndCategoryList": [
            {
              "volume": 3456.65,
              "category": "Категория груза"
            }
          ]
        }
      ]
    },
    "vat": {
      "totalTaxBaseList": [
        {
          "sum": 554000.55,
          "date": "2022-05-01"
        }
      ],
      "counterparts": [
        {
          "quantity": 346,
          "date": "2022-05-01",
          "purchases": [
            {
              "sum": 554000.55,
              "date": "2022-05-01"
            }
          ],
          "sales": [
            {
              "sum": 554000.55,
              "date": "2022-05-01"
            }
          ]
        }
      ],
      "purchaseAndSaleOperations": [
        {
          "quantity": 554000,
          "date": "2022-05-01"
        }
      ]
    },
    "insurancePremiumsInfo": {
      "mandatoryPensionInsuranceSumList": [
        {
          "sum": 7579815.57,
          "date": "2022-05-01"
        }
      ],
      "mandatoryMedicalInsuranceSumList": [
        {
          "sum": 7579815.57,
          "date": "2022-05-01"
        }
      ],
      "mandatoryPensionInsuranceSurchargeSumList": [
        {
          "sum": 7579815.57,
          "date": "2022-05-01"
        }
      ],
      "supplementarySocialSupportSumList": [
        {
          "sum": 7579815.57,
          "date": "2022-05-01"
        }
      ],
      "mandatorySocialInsuranceSumList": [
        {
          "sum": 7579815.57,
          "date": "2022-05-01"
        }
      ]
    },
    "profitTax": {
      "incomes": [
        {
          "sum": 87770039.19,
          "date": "2022-05-01"
        }
      ],
      "costs": [
        {
          "sum": 87770039.19,
          "date": "2022-05-01"
        }
      ],
      "totalProfits": [
        {
          "sum": 87770039.19,
          "date": "2022-05-01"
        }
      ]
    },
    "twoPersonalIncomeTaxesInfo": {
      "fullCostSumList": [
        {
          "sum": 58552.25,
          "date": "2022-05-01"
        }
      ],
      "retentionSumList": [
        {
          "sum": 58552.25,
          "date": "2022-05-01"
        }
      ],
      "paidSumList": [
        {
          "sum": 58552.25,
          "date": "2022-05-01"
        }
      ],
      "employeesQuantityList": [
        {
          "quantity": 134,
          "date": "2022-05-01"
        }
      ]
    },
    "sixPersonalIncomeTaxesInfo": {
      "factIncomes": [
        {
          "factDate": "2022-05-28",
          "sum": 247912.19,
          "date": "2022-05-01"
        }
      ],
      "retentionPITDateAndSumList": [
        {
          "factDate": "2022-05-28",
          "sum": 247912.19,
          "date": "2022-05-01"
        }
      ],
      "imposedKBKTaxes": [
        {
          "sum": 33346.47,
          "date": "2022-05-01"
        }
      ],
      "imposedInterests": [
        {
          "sum": 33346.47,
          "date": "2022-05-01"
        }
      ],
      "imposedFines": [
        {
          "sum": 33346.47,
          "date": "2022-05-01"
        }
      ],
      "paidKBKTaxes": [
        {
          "sum": 9110687.53,
          "date": "2022-05-01"
        }
      ],
      "paidKBKInterests": [
        {
          "sum": 9110687.53,
          "date": "2022-05-01"
        }
      ],
      "paidKBKFines": [
        {
          "sum": 9110687.53,
          "date": "2022-05-01"
        }
      ]
    },
    "calculationsInformation": {
      "currentInterestsSum": 110687,
      "currentInterestsAndCategories": [
        {
          "sum": 20299.1,
          "category": "Категория пени/штрафа"
        }
      ],
      "currentTaxesSum": 5016161.68,
      "currentFinesAndCategories": [
        {
          "sum": 20299.1,
          "category": "Категория пени/штрафа"
        }
      ]
    }
  }
}'